Kelly Laird Smith Realtor in Rossmoor, Los Alamitos & Leisure World Seal Beach California

Buyers guide to homeownership

Buying a home is a BIG deal


Let’s make sure you have…

#1. The tools you will need to be a successful homebuyer

#2. You know the right questions to ask

#3. You are working with the right people

Complete this form and click submit – we will send your FREE BUYERS GUIDE TO HOMEOWNERSHIP

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Contact us and request your FREE BUYERS GUIDE TO HOMEOWNERSHIP. We will send it to you via email.

While you are waiting for your guide to arrive here are some more helpful tips to consider…

1: Set goals. Do research. Make a game plan.

Being that home buying is such a huge step in your life, it is extremely important to educate and prepare yourself. You need to find the reasons behind buying, as well as determine what you are looking for. Since home buying and financing go hand in hand. It is also important to look at your current financial situation and budget accordingly.

2: Get in touch with an agent who has awesome testimonials from other clients

There are many things to consider when buying a home since no two homes or transactions are the same. In addition, it is crucial to get in touch with an agent when you decide to buy because of major opportunities and potential risks in the current market.
When you are ready to choose a real estate agent for your home buying process, it is important to consider their knowledge of the area, track record, and most importantly, their experience. Do your research and read reviews from previous buyers.


3: Get pre-approved for a home loan with a great lender

If you are serious about buying a home, it is crucial to get pre-approved for a loan before you start looking for properties. This would involve meeting with a mortgage lender and allowing them to research your credit history and current financial situation. Once you allow for them to do this, your lender will be able to provide you with the amount you can borrow to buy a home. You can start this pre-approval process by looking at what lenders offer online, or by getting in touch with your bank or credit union.

Why being pre-approved will benefit you:

Knowing how much you are pre-approved for will make your home search much easier
When it comes time to make an offer on your new home, the seller will take the offer more seriously knowing you are already qualified
You will read much more about this in the guide we send to you.


4: Do not go shopping until you have completed steps 1, 2, and 3 above.

Buying a home is very exciting, but there is a reason the experts recommend you first, set a budget. Second, you get pre-approved with a great lender, and third, you connect with an awesome Realtor who will guide you through the process. It is because the method is tried and true. With millions of homeowners completing survey after survey, these always come back as the most highly recommended things any buyer can do to prepare for homeownership.



Laird Real Estate & Associates
Blog posted by: Kelly “Laird” Smith – Laird Real Estate & Associates – Coldwell Banker Coastal Alliance – BRE#01359555